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Yubo Ruan, Parallel Finance ve ParaSpace'in kurucusudur. Yubo, Bilgisayar Bilimi ve Ekonomi alanlarında eğitim görmüş ve iki kez Stanford Üniversitesi'nden ayrılmıştır. LA Post tarafından "30 yaşın altındakiler" ödülüne layık görülmüş ve Hurun US İnovasyon Olağanüstü Başarı Ödülü ile ödüllendirilmiştir.