COTI, short for "Currency of the Internet," is a pioneering blockchain platform that enables enterprises to build their own private payment solutions and digitize any currency using its proprietary Trustchain protocol. This protocol is based on a directed acyclic graph (DAG) data structure, which facilitates high scalability and instantaneous transaction processing, making it ideal for real-time payments.

In 2024, COTI introduced COTI V2, a privacy-centric Layer 2 solution for Ethereum. Powered by advanced cryptographic techniques such as garbled circuits and multiparty computation, COTI V2 offers confidential transactions and data management while maintaining compatibility with the Ethereum Virtual Machine (EVM). This enhancement allows developers to create decentralized applications (dApps) with robust privacy features, paving the way for new use cases in decentralized finance (DeFi), machine learning, and more.

COTI's ecosystem also includes a suite of tools and services designed to empower businesses and developers. These offerings range from payment networks and stablecoins to loyalty programs and remittance services, all aimed at providing a comprehensive financial infrastructure. By integrating these solutions, COTI enables organizations to create advanced fintech products that are scalable, secure, and tailored to their specific needs.