🔮 How do you imagine Bitcoin-based loans in 5 years?

Here we share the vision of each answer so you can choose the option that is closest to your idea.

We look forward to your participation, and if you have any other futuristic ideas, you can leave them in the comments.

🤖 Self-managed by AI
The loan adjusts itself according to market circumstances. If the price goes down and you chose to contribute more collateral, the AI does it for you. This is just an example.

⏳ HODL as collateral
Your tenure as a Bitcoiner becomes collateral. The longer you have your $BTC in your wallet, the more confidence to lend to you.

🔐 Without moving collateral
Your $BTC stays in your wallet, and you can use it as collateral thanks to cryptographic proofs like ZK-Proof.

🌉 Cross-Layer Collateral
Imagine you lock your $BTC in a layer like Rootstock using Tropykus and you can take out a loan in another (for example, a zkRollup network), without moving your $BTC, without relying on intermediaries, and without using a custodial bridge.