Institutions are no longer asking "if" they’ll adopt tokenization - they’re deciding "how".

The RWA Summit 2025 made that clear.

Huge appreciation to everyone pushing tokenization from narrative to reality. Let’s keep building!

@centrifuge hosted the tokenization final boss event - RWA Summit 2025 Cannes.

Leading execs from JPMorganChase Kinexys, Apollo, Janus Henderson, Chainlink, Anemoy, more and @penomoprotocol - all under one roof.

High-signal, invite-only. Thanks to Martin Quensel, Bhaji Illuminati, Nick Cherney (pictured).

15-points to know:
1⃣
Tokenization is the only use case in crypto, that financial institutions see value in

2⃣
You've been sold the idea that institutions are all bad, seldom all good. Reality swings in between.

3⃣
Institutions are embracing tokenization and decentralization faster than you think, but its made to sound more glorious than it actually is

4⃣
Stables dominate RWA adoption. Leading use cases incl. loans denominated in USDC, using USDC as collateral to lend other on-chain assets

5⃣
Regulatory clarity across major jurisdictions has increased adoption. US GENIUS Act, EU’s MiCA / MiFID II, UAE (by far the leader)

6⃣
Traditional platforms rule retail distribution. DeFi/DePIN won't truly take off without that access, unless major incidents drive mass shift

7⃣
Most liquidity lives off-chain. If projects sell you - 'mass action coming soon', raise eyebrows

8⃣
DeFi / L1s built on the illusion of endless retail inflows wake up to a harsh truth: real capital needs structure, security, and trust - not just yields or missions

9⃣
Private TradFi blockchain initiatives are not flying, TradFi is coming and needs to come to public chains

🔟
Overhead of tokenized assets Vs its benefits against traditional rails is still deeply discussed

1⃣1⃣
No TradFi institution goes ‘’Here, take my billion dollars”, yet - many seem to feel that's the case. They are systematic, and they bring market-wide confidence

1⃣2⃣
Smart distribution and exposure to quality assets remains the progress ceiling

1⃣3⃣
Institutions moving the needle are by nature bold risk-takers. Examples, Janus Henderson's onchain AAA-CLO; JPMorgan Kinexys doing tokenised carbon credits

1⃣4⃣
There's big hunger and need for quality, asset classes beyond T-Bills. This is where incoming institutions find innovation and differentiate, I can tell ;)

1⃣5⃣
Tokenized RWAs are deep finance products. Most RWA builders have no idea. Talk directly to project founders you support and gauge that before investing

🫧Beware of bubbles!
- Most in crypto are in for quick-gains, not utility. Projects have leveraged it to sell stories to build a pile of cash, while most of retail lost - but got smarter

- Many TradFi institutions are also jumping in for exposure to 'high up-side' of digital assets

- Great projects, institutions and investor exist, are very real and building on timelines longer than you're used to

I'll be covering true value of RWAs, dark side of token projects, and how to filter BS in the upcoming Xweets and AMAs - an insider's perspective.

Talk to me & learn more in the upcoming Penomo community AMA,
or comment questions on numbered points, I'll answer👇