We asked @divine_economy of @jokerace_io about his "every app doubles as a wallet" idea.

"There are two models for wallets right now."

"Self-sovereign wallets like @MetaMask and @Rabby_io that are standalone and interact with any dApp, and embedded wallets."

"Embedded wallets are presented as a panacea that automatically lets anyone onboard."

"They actually create more friction for your native user base."