Tom Howard is Chief Strategy Officer & Co-Founder at Mosendo.com. Partner at Taureon. I’m a product geek, advisor, angel investor, blockchain speaker and passionate advocate of decentralized finance and peer-to-peer electronic cash.nHaving invested in cryptocurrencies since 2013 and being a founding partner of Taureon angel group in 2017, I’ve been through two boom bust cycles and observed the massive challenges users face when trying to use cryptocurrencies as electronic cash.nI strongly believe in the need for decentralized money, finance, and government, to make the world more equitable for all and allow all humans to thrive, not just some.nNow my number one focus is making a complete peer-to-peer electronic cash system exist in a useful and easy way, which takes the form of Mosendo, an app which allows anyone to safely send money anywhere in the world.nMosendo is the first product of Depfi, where I am the Chief Strategy Officer and Co-Founder. Our mission is to give the world borderless access to money and wealth.nI also speak on stage a lot and advise a handful of blockchain projects.nIf you are interested in having me engage your audience about decentralized finance, adoption challenges, and peer-to-peer electronic cash, message me with details about your audience.nI’m no longer taking active advisory roles, but am very interested in supporting any infrastructure that furthers our mission. Please message me and let me know what you are up to.