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Richard LiuはHuma Financeの共同創設者兼共同CEOであり、Foothill Venturesの投資パートナーです。彼は以前、Metaのエンジニア、Googleのエンジニアリングディレクター、Oracleのシニアマネージャーを務めていました。彼はフロリダ大学で電気・コンピュータ工学の博士号を取得し、清華大学で自動化の修士号を、四川大学で電気工学の学士号を取得しています。