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Erbil KaramanはHuma Financeの共同創設者であり、以前はEarninの最高製品責任者(Chief Product Officer)、Lyftの消費者向け製品部門責任者(Head of Consumer Products)、および複数のFacebookプログラムのプロダクトオーナーを務めていました。彼はOrta Doğu Teknik Üniversitesiでコンピュータ工学の学士号を取得しています。