This ones gonna come from no where and catch everyone by surprise 💪🔥 sounds silly but my prediction is this will have the biggest market cap in 15 years. financial sector innovation - regular people needs large amounts of cash fast to buy houses, cars etc.. they get deflationary loans due to reduced fees and instant transfers via $tel technology using a fiat like currency. this scenario plots out such nice experience it's impossible for it not to be adopted at mass scale. i would stake a lot that this exchange + loans product combo comes into your life with a telcoin logo 😍💘