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Richard Liu es cofundador y co-CEO de Huma Finance y socio de inversión en Foothill Ventures. Anteriormente fue ingeniero en Meta, director de ingeniería en Google y gerente senior en Oracle. Posee un doctorado en Ingeniería Eléctrica y de Computación por la Universidad de Florida, una maestría en Automatización por la Universidad Tsinghua y una licenciatura en Ingeniería Eléctrica por la Universidad de Sichuan.